1. General investment risk
Investing involves risk. The value of an investment can fall as well as rise, and you may receive less than the amount invested. There is no automatic assurance that an investment will achieve its target return or mature on the expected date.
2. Market and valuation risk
Changes in interest rates, commodity prices, energy markets, currencies, inflation, economic conditions, investor demand and broader market conditions can affect project values, asset values and returns.
3. Project and business risk
Energy and infrastructure projects can be affected by construction delays, cost overruns, equipment failure, resource availability, contractor or supplier performance, permitting, environmental conditions, changes in offtake arrangements and weaker-than-expected operating performance.
4. Liquidity and withdrawal risk
An investment may not be immediately saleable or withdrawable. A product may have a defined maturity date, lock-up period, notice period or other withdrawal conditions. Delays may occur because of operational or settlement processes.
5. Counterparty and credit risk
A project, issuer, borrower, custodian, payment provider, contractor or other counterparty may fail to meet its obligations. Such a failure can result in delay, loss or reduced recovery.
6. Operational and technology risk
Systems may experience outages, bugs, data corruption, processing errors, cyberattacks, phishing, credential compromise or other technology failures. Digital-asset transactions may also be affected by blockchain congestion, network outages, smart-contract vulnerabilities and incorrect addresses.
7. Digital-asset and blockchain risk
Cryptocurrency and other digital assets can experience substantial price movements. Transactions may be irreversible after confirmation. Network fees and supported-network rules can change. Loss of a private key or sending an asset through an unsupported network may result in permanent loss.
8. Currency and foreign-exchange risk
Where an investment, asset or project uses a currency different from your reference currency, exchange-rate movements can change the value of your investment or the amount you ultimately receive.
9. Regulatory and legal risk
Laws, regulations, licences, tax rules, sanctions requirements and regulatory interpretations can change. A change may affect whether a product can be offered, held, transferred or withdrawn, or may create additional compliance requirements.
For Nigerian capital-market activities, applicable registration and regulatory requirements should be verified before an operator solicits funds or provides regulated investment services. The SEC's current public notice specifically warns against unregistered online investment schemes and advises the public to verify registration status.
10. Fraud, scams and impersonation risk
Users should independently verify official wallet addresses, emails, domains and payment instructions. Never send funds based only on a message, social-media post or unsolicited request claiming to represent BlueCurrentEnergy.
11. Tax risk
Investment income, gains, losses, donations and digital-asset transactions may have tax consequences. Tax treatment varies by jurisdiction and circumstances. You should obtain independent tax advice where appropriate.
12. Suitability and diversification
You are responsible for deciding whether an investment is appropriate for you. Consider your objectives, financial circumstances, ability to absorb losses, investment horizon, liquidity needs and diversification before committing funds.
13. Read the product documents
This disclosure summarises important categories of risk but cannot describe every risk of every product. Read the specific investment agreement, offering documents, project information, fees, withdrawal conditions and applicable terms before making an investment decision.
14. Acknowledgement
By proceeding with an investment after receiving the applicable disclosures, you acknowledge that you have had the opportunity to review the relevant information and consider the risks involved. This acknowledgement does not remove any rights that cannot lawfully be excluded.